Also, try to get out of those financial institutions that work with high rates, such as overdraft and abusive interest.
With the increasing popularity of digital banks and fintechs, rest assured that you will find good options with affordable prices in the market.
Build your emergency reserve
This is another prerequisite for you to start saving towards your future plans.
We know that life is full of unforeseen events, be they good or bad. And how to deal with each one of them if you can’t prepare?
Unfortunately the answer is, most of the time, debt. We already know, then, that you are running away from them. It is not?
In that sense, invest in a good emergency reserve. Experts believe that an important value is to multiply 6 times how much you spend per month.
So, until you reach that number, you should work with that budget that we talked about at the beginning of the post. Within your current possibility, set aside a feasible amount and stick to it until you reach the reservation.
Study (and a lot)
When we think of personal finance tips, many people end up focusing only on specific and “technical” ways.
However, you must be tired of knowing that in order to earn money, you must join, spend less than you earn, among others.
Thus, we believe that studying the entire universe of finance is the best way to proceed.
Know, then, that reading complete materials on various subjects will certainly help you to achieve the much desired financial health.
Be it about investments, government, credit card , better loan modalities and care when requesting them, there is a multitude of content on the internet.
Here at Mobills, we have a differential that we believe is very important for you.
In addition to our online financial control and planning app , Mobills , which will help you achieve independence when it comes to your money, we focus on education.
That way, you will have access to a series of rich content on our website and social networks. Daily, we feed our digital channels with the best information on finance.
Best of all, the content is highly didactic and will be easily understood by anyone. From basic to advanced!
So if you are interested in the subject and want to learn even more, visit:
- Mobills Edu Instagram ;
- Telegram from Mobills Edu ;
- Mobills App’s Instagram , teaching you how to use the best of our app.
- And of course, check out the other articles on the Mobills Blog .
Conclusion: the best personal finance tips for 2021
Now that you have access to our content, we hope you will be able to make the best plans for the coming year. In what we can help, count on us!