What is an insurance comparator?
An insurance comparator makes the process of hiring a policy much easier , in addition to facilitating savings. Before search engines existed , as these types of instruments can also be called, the process of choosing the best policy was long and time-consuming. Visit web by web, analyze the different coverages, compare prices … However, since there are tools such as Seguros.es, taking out insurance is much easier.
When you enter your data in the questionnaire of the type of insurance you want to contract, (Auto, Motorcycle, Shops, Managers, etc.), the comparator sends a comparison of the policies that best suit your profile to your email. This way, you save time and money , since you don’t have to do it manually.
Origin of comparators
The comparators insurance were born in the UK in 2001 . In particular, the website that created this new concept was Confused.com, belonging to the Admiral Group. From that moment on, the sector, which traditionally had great difficulty in understanding insurance contracts and used to need a broker or advisor to understand what we should hire and why, replaced this figure with an equally efficient but automated task over the internet.
For this, the comparators have specialist teams that analyze the forms of the companies and the characteristics of their policies to present prices and coverage clearly. Initially, this comparison was applied to Auto and Motorcycle insurance, better known among the population, although it was soon extended to Home, Life, Health, and even Pets.
What are they for: saving time and money
Hiring insurance requires a prior comparison and verification of the coverage provided by different insurers. Signing a contract without ensuring that it is the ideal product for our situation and to cover the risks we need is a mistake. As users, we need a policy that suits our profile. At this point, the use of comparators has become popular with consumers. Before buying, reserving or hiring a product or service, nine out of ten respondents compare prices both online and by visiting different establishments, according to Rastreator.com’s II Online Comparison Study towards Smart Savings.
1- First of all, you must choose the type of insurance you want to compare . Car, motorcycle, home, pets…. With Seguros.es you have endless types of policies to analyze. Once chosen, we have to click on the ‘compare now’ button and we will start a form that we have to fill in with questions to define our profile so that the comparer can choose the insurance based on our needs.
2- After completing the form, Seguros.es asks you for the email to send you the insurance comparison generated automatically. Once received in the mail, it only remains to analyze the coverage that interests you the most and the price.
3- Finally, once we have made sure that we have the insurance that suits us best, it only remains to hire it, without commissions involved .